40 YEAR FIXED INTEREST ONLY LOANS

Maximize Cash Flow with Locked-In 40-Year Rates

Unlock the potential of your home’s equity with MFG’s 10/40 Fixed-Rate Interest-Only Loans. These loans allow you to manage cash flow while locking in competitive rates for 40 years. Flexible payment options—interest-only or fully amortized—help you stay in control without penalties for early repayment.

Program Highlights:

  • Low IO payments for investment/business loans; 30-year amortization for owner-occupied homes.
  • No penalties for prepaying owner-occupied property loans.
  • Finance points with no upfront costs or impact on cash-out funds.
  • Financed points do not change LTV pricing.
  • Designed for investors and self-employed borrowers to increase cash flow.
  • Available for Full Doc, DSCR, and bank statement qualification programs.
  • Loan amounts up to $3,000,000.
40-year-fixed-loans

Schedule a Call with a MFG Representative

If you want to find out more or simply have any questions, don't hesitate to fill out the form below. We'll be sure to give you a call!*

*We may send you appointment reminders via text after you become a client