Program Highlights

DSCR Investor Cash Flow Loans

  • Close multiple loans for the same investor simultaneously
  • No limit on the number of properties; finance up to 10 properties per investor
  • Eligible for non-warrantable condos and condotels (up to 75% LTV)
  • Option for rate buydown

1-4 unit properties:

  • Loans up to $1.5 million, cash-out up to $500,000
  • Loan-to-Value: up to 85% for purchases, 80% for rate & term refinances, 75% for cash-out refinances
  • Minimum FICO: 660

5-10 unit properties:

  • Loans up to $2 million, cash-out up to $500,000
  • Loan-to-Value: 75% for purchases and rate & term refinances, 60% for cash-out refinances
  • Minimum FICO: 700
LEARN MORE

Loans for your investment goals, built with you in mind

No tax returns?

We use your property's cash flow to determine eligibility

Customizable Terms

With our flexible terms, you can finance up to 10 investment properties in one go

Monthly Payments

A 10-year interest-only option to improve your cash flow

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FREQUENTLY ASKED QUESTIONS

The Debt Service Coverage Ratio (DSCR) is calculated by dividing the rental income by PITIA (Principal, Interest, Taxes, Insurance, and Association fees). A DSCR greater than 1.0 means sufficient cash flow to meet debt obligations, and a DSCR lower than 1.0 indicates insufficient funds.

In Money Financial Group’s DSCR program, the focus is on the property’s cash flow, meaning no additional income documentation is needed.

Rental income is verified by the lesser of the gross rents on the lease agreement or the Form 1007 Rent Survey completed by the appraiser, or for multi-unit properties, the Form 216 Operating Income Statement. Other verifications may include statements from property management firms or platforms like Airbnb.

In these cases, the gross rents from the Form 1007 or Form 216 will be the determining factor.

YES – This can significantly improve cash flow, especially with Money Financial Group’s 10-Year Interest-Only period in our 40-Year program.

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Actual rates and/or terms may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc. Lending in some states is restricted.

Money Financial Group Corporation – A division of Kenpco Enterprises Inc
7345 W. Sand Lake Rd., Suite 202
Orlando, FL 32819

P.    689-214-6111                  E.  apply@moneyfg.com                  W.  moneyfg.com

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