Program Highlights

Investor Loan Options Built for Growth

Available for purchase, cash-out, and rate/term refinance
Loans up to $1,500,000
Finance unlimited properties, with up to 10 loans per investor permitted
Loan-to-Value ratios reach 80%
Debt-to-Income ratios of up to 50% qualify
Boost cash flow by qualifying on interest-only payments
Rate buydown feature for added savings

A perfect loan starts with a perfect lender.

Smaller Down Payment

Choose a lower down payment with Loan-to-Value rates reaching 80%

Practical Solutions

We adapt to your needs, offering loans designed with your finances in mind

Reduced Rates

Submit additional documentation to qualify for a better loan rate

FREQUENTLY ASKED QUESTIONS

What’s the maximum number of properties an investor can finance?

There’s no restriction on the total properties financed. MFG permits up to 10 loans for each investor.

Are interest-only property loans available through Money Financial Group?

Yes, MFG offers flexible 5/30 and 10/40 Interest-Only plans, allowing for reduced payments for up to 10 years.

Which property types are eligible for Money Financial Group's investment loans?

Eligible properties include Single Family Residences, 1-8 Unit Properties, Non-Warrantable Condos, and Condotels.

Are cash-out funds allowed for reserve requirements?

Absolutely! Cash-out can be applied to fulfill reserve obligations.

What makes MFG's rental income calculation beneficial for borrowers?

Unlike other lenders that add a monthly net rental loss to obligations if qualifying rental income minus PITIA is negative, MFG subtracts this loss from the borrower’s income. This approach reduces the debt-to-income ratio and helps secure a lower interest rate.