Program Highlights

Non-Warrantable Loans

  • Loan amounts up to $3,000,000
  • Loan-to-Value up to 80%
  • Commercial space of up to 50% allowed
  • New construction properties permitted
  • Available through DSCR / Investor Cash Flow Program
  • Includes options for Purchase, Rate & Term Refinance, and Cash-Out Refinance

We take into account all your qualifying compensating factors

Flexible Qualifications

We welcome foreign nationals and self-employed borrowers

Quick Approval

Get pre-qualified for fast funding in just 24 hours!

Flexible Loan Terms

We can help secure fast financing for property types that traditional banks won’t consider.

FREQUENTLY ASKED QUESTIONS

Warrantable condo loans are eligible for conforming mortgages under Fannie Mae and Freddie Mac rules, while non-warrantable condo loans apply to properties that don’t meet these requirements, necessitating alternative financing options.

A warrantable condo must have mostly single-unit owners, a minimum of 50% owner-occupancy, a reserve fund that covers at least 10% of the budget, and commercial spaces that account for no more than 35% of the total building square footage.

Money Financial Group goes beyond standard practices by carefully assessing the details of any pending litigation. We also offer financing for condos with up to 90% investor ownership, making us a viable option when traditional lenders turn away.

MFG's non-warrantable condo loans are designed for borrowers who are ineligible for Fannie Mae or Freddie Mac financing. They are a great option for creditworthy individuals with strong credit scores and significant assets, especially when other lenders decline. Money Financial Group’s mission is to help borrowers secure condo financing that traditional lenders often won’t approve.

Schedule a Call with a MFG Representative

If you want to find out more or simply have any questions, don't hesitate to fill out the form below. We'll be sure to give you a call!*

*We may send you appointment reminders via text after you become a client