Frequently asked Questions
Fill out our simple form and we'll match you with offers from our network of 100+ lenders. It's fast, free and there's no risk to your credit.
When you see a pre-approved offer, the lender has determined that you meet certain approval criteria, based on a soft pull of your credit profile. You have a higher chance of being approved if you complete a loan application with the issuer. A completed loan application will result in a hard inquiry on your credit report and may impact your credit score. The pre-approved offers, which are conditional commitments for an exact rate from a lender, let a consumer know if they qualify for the loan. The rates are subject to change but are very rarely different than the rate they see.
The loan terms range between 6 and 144 months.
There are no application fees for any of the lenders on our platform. Some lenders may charge an origination fee of 1-6% of the loan that will be deducted from the loan proceeds before they are delivered to you. This fee is factored into the APR you see. There may also be late payment fees or ACH return / check refund fees. Please check with the loan provider if you have any specific questions regarding their fees.
You can arrange weekly or monthly payments to be automatically withdrawn from your banking account, for certain providers.
The time it takes to receive funding of your loan will vary by lender. Some lenders will fund your loan within 24 hours after the application is approved.
No. This form will not impact your credit score. Upon completion of the form, and with your consent, a “soft-pull” may be run on your credit. This has no impact on a consumer’s credit score. The “soft check” is used to help get you real-time personalized pre-qualifying offers.