We have various options to help all types of applicants. We include options with no minimum FICO*, without a major derogatory such as bankruptcy, >90 day delinquency.  Note must be securitized in first position with no bank, finance company, or SBA subordinations.

The minimum down payment is 20% of the purchase price

We work primarily with small businesses. Some of the industries with include: automotive, beauty, cleaning, construction, healthcare, agricultural & landscape, plumbing & HVAC, retail, restaurant & service, hospitality, and more!

You do not need to wait two months or more to learn that your application is declined from a bank/SBA. Once we have all documentation in place and complete a full review of the deal you can expect to close the transaction in about 15 days.

We work in all 50 states within the United States.

For credit quality transactions average is 6% to 8% plus discount taken on the face value of the business notes. Discounts will vary based on the overall structure of the proposed transactions and reflecting the risk of lacking hard collateral e.g. real estate. 

If you are a broker that wishes to join our partnership program click HERE to complete the registration form