About Us

Your business aquisition funding specialists

Money Financial Group is your trusted partner in facilitating business acquisitions and selling for small business owners. At MFG, we understand the challenges and complexities for owners and pursuing entrepreneurs.

Our mission is to empower small business owners by providing them with the necessary tools and resources to successfully sell and acquire companies. Whether you're looking to retire, pursue new opportunities, or simply transition out of ownership, we're here to guide you through every step of the process.

With a focus on connecting sellers with underqualified buyers, we specialize in navigating the unique dynamics of small business transactions. Our team of experts is dedicated to ensuring a smooth and seamless experience, from initial consultation to closing the deal.

In addition to serving small business owners, we also collaborate closely with business brokers who play a vital role in the selling process. By leveraging our expertise and network, we help brokers streamline transactions and maximize value for their clients.

 Join the countless small business owners and brokers who have trusted Money Financial Group to achieve their business goals. Contact us today to learn more about how we can help you sell or buy a company with confidence.

20+

Years of Experience

524,772+

Funded Transactions

Connecting Business Buyers & Sellers

Sell your Business

What is Seller Financing?

 

Understanding Seller Financing for Business Sales

Seller financing, also known as owner financing or seller carryback, is a common method used in business acquisitions where the seller provides financing to the buyer. In this arrangement, instead of the buyer relying solely on traditional lenders such as banks or financial institutions, a portion or all of the purchase price is financed directly by the seller.

How Seller Financing Works:

  1. Terms Negotiation: Seller financing terms are negotiated between the buyer and the seller, including the interest rate, repayment schedule, and any collateral or guarantees required.

  2. Down Payment: The buyer typically makes a down payment upfront, which is often lower than what traditional lenders may require. This down payment demonstrates the buyer's commitment and may vary depending on the agreement reached between both parties.

  3. Promissory Note: A promissory note is created outlining the terms of the seller financing agreement, including the loan amount, interest rate, repayment schedule, and any collateral or security interest.

  4. Closing Process: Seller financing is often integrated into the overall sale transaction, with legal documentation executed at the closing of the sale.

Our Role in Seller Financing:

At Money Financial Group, we specialize in purchasing seller notes for business acquisitions. We understand the importance of seller financing in facilitating successful business transactions. Our team works closely with business sellers and brokers to provide fair and competitive offers for seller notes, allowing sellers to receive a lump sum payment upfront while we manage the ongoing financing arrangements with the buyers.

Whether you're a business seller looking to secure financing for your sale or a broker assisting clients with business transactions, MFG is here to support you every step of the way.

Buy a Business

Streamlining Sales for Sellers and Brokers

At Money Financial Group, we specialize in providing a seamless solution for business brokers and sellers looking to expedite the sales process. Our expertise lies in purchasing buyer notes, enabling sellers to receive a lump sum upfront and facilitating a faster closing.

What is a Buyer Note?

A buyer note, also known as seller financing or owner financing, is a contractual agreement in which the buyer of a business agrees to make payments directly to the seller over a specified period. This arrangement allows sellers to extend credit to buyers, often when traditional financing options are limited.

How We Help:

1. Accelerated Sales: By purchasing buyer notes, we offer sellers the opportunity to receive immediate cash for their business, rather than waiting for payments over an extended period. This acceleration of funds can be instrumental in facilitating urgent financial needs or investment opportunities.

2. Risk Mitigation: Sellers often face the risk of default or delayed payments when financing the sale of their business. By selling the buyer note to us, sellers transfer this risk, ensuring a more predictable and secure financial outcome.

3. Enhanced Cash Flow: Our purchase of buyer notes provides sellers with a significant influx of cash, which can be utilized for business expansion, debt repayment, or personal financial goals. This enhanced cash flow empowers sellers to seize new opportunities and achieve greater financial flexibility.

4. Simplified Transactions: We streamline the sales process by eliminating the complexities associated with managing buyer payments and collections. Sellers can enjoy a hassle-free experience, knowing that their financial transaction is efficiently handled by experienced professionals.

Partnering with MFG:

We prioritize transparency, reliability, and efficiency in every transaction. Our team of experts is committed to providing personalized solutions tailored to the unique needs of each seller and broker we serve. Whether you're looking to sell a business note or seeking assistance with a complex transaction, we're here to help you navigate the process with confidence and peace of mind.

MFG employees